Public Liability Insurance

This insurance is essential for businesses that interact with the public such as customers receiving deliveries or clients visiting your office or work premises. Home-based businesses should consider public liability insurance if their home office is also used as a client’s meeting place to cover legal liabilities due to accident, injuries and claims of negligence by third parties.

This policy can be extended to cover Products liability where required.

The policy protects against payments as the result of bodily injury, property damage, medical
expenses, and the cost of defending lawsuits. 
Simple accidents like coffee spilling over a client’s computer, or a loose nail causing a customer
to trip while visiting your office, could cost you thousands if you are uninsured.