SME Medical Cover

This product is available for companies, societies and organized groups who want to insure
members as a group, this insurance cover is subject to renewal on an annual basis.

Features;

• Offers a death benefit as a standard feature.
• The death benefit is determined in two main ways.
• Multiple of annual salary not exceeding 8 years.
•  As a capital sum where all members are insured for the same amount or different
  categories of employees for different fixed sum assured

The premiums are payable at the beginning of cover and is determined on the basis of:

•  Individual member’s age.
•  The average age of all members on the group.
  The following additional benefits can be added on request.
•  Last expense
•  Critical illness
•  Accidental death
•  Disability